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Thursday, June 20 2019 @ 10:14 am UTC

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PROPERTY NEWS - For most South Africans, money is tighter than those jeans you bought just before the winter season started. On the bright side, thanks to the ever-rising fuel costs and a weak economy, you could probably still manage to squeeze that near-empty wallet into the pocket of those jeans.

"Our current economy has restricted the cash flow of most consumers. Many homeowners are searching for ways to cut back on their expenses. One trick they could try is to request that their bank reduce the interest rate on their home loan. However, only a few banks would be willing to provide this service and will only grant it provided that the debtor has shown an impeccable payment record. It is a bit of a long shot, but if you are successful, you stand the chance to save thousands," says regional director and CEO of RE/MAX of Southern Africa, Adrian Goslett.

The writer of the personal finance blog Stealthy Wealth gives a practical example. The original interest rate on his home loan was 0,05% below prime, and his instalments were around R9 219 a month with roughly R925 000 left to pay off over the next 18 years (216 months). He then had his interest rate reduced to 0,3% below prime, changing his instalment amount to R9 071 per month, saving him R148 each month and a total of R31 968 by the end of the loan term.

"During tight financial periods, this monthly saving can offer some much-needed relief for households. This is why it is so vital to keep up with payments - even more so when times are good. During seasons when they have cash to spare, I would advise homeowners to direct this money into their bond repayments. Not only will this shorten their lending term, but should they ever need to lower their instalments at a later stage, they will also stand a better chance of being able to do so," says Goslett.

According to Mary Lindemann, COO of BetterBond, not all banks will consider reducing your interest rate just because you ask. "Some banks regard your home loan agreement as a legal contract where the rate has been agreed on for a certain term. Other banks do consider relooking at the rate, based on the risk - i.e. the current loan to value (LTV) of the mortgage bond. Some banks will consider the request in an attempt to retain their customer and it will be referred to a special team called a retentions unit to consider."

Goslett adds, "In order to apply for a lower instalment rate, you would need to submit a formal request to your bank stating how well you have kept up with your payments and requesting that they re-evaluate the interest rate based on the fact that you've proven to be a low-risk client."

If this does not work, it might be worth exploring which rates you could receive at other financial institutions to use as leverage for your negotiations.

"Originators such as BetterBond do not assist with switching home loans, so you would have to do this research yourself. After reviewing all your quotes, if you do decide to change your home loan from one financial institution to another that offers you a better rate, you need to consider the various ad hoc costs this move would incur and weigh this amount up against how much you will end up saving by the end of the loan term at your new financial institution".


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- GEORGE NEWSCongratulations and a very big welcome Hayleigh and we wish you every success for the future regarding this new venture of yours. This from myself and all the staff.

Rocky Sonnekus

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This is your invitation to "Buzz over Coffee" with the "friendsofgeorge"

Come and introduce yourself and market your Company and Product. It's all free. Please don't be late as we would like to start at 10h00 sharp. It is not necessary to reserve but it would help if you do for catering purposes. You can contact me, Hayleigh on 084 3808195 or mail me at marketmanager@friendsofgeorge.co.za.

Kind Regards



About George Lodge

We offer comfortably convenient accommodation that suits all your travel needs. From corporate business trips to romantic break-aways, from activity filled family vacations to private relaxation, our beautiful surroundings combine with sincere hospitality to provide your ultimate accommodation option on the Garden Route.

Our well trained personnel will welcome you with warm hearted hospitality and helpful hints on things to do and see in the area while paying personal attention to your needs. Situated within easy walking distance of the central business district, restaurants, shops, historical landmarks and other attractions, there is a lot to explore and discover in George.

Thoughtfully furnished and individually decorated, our quaint and cosy rooms provide just the right amount of luxury to ensure an exceptional stay. Enjoy the African sun as you relax at our pool, lose yourself in a book or stay in touch with the outside world with our complimentary WiFi. Our conference centre offers a peacefully productive area for meeting with clients, hosting a conference or social event, or for getting that last minute job done.

However you plan on spending your day, be sure to enjoy our complimentary continental buffet or a warm breakfast before heading out on your adventure...

All Rooms are equipped with fridges, some have microwaves as well. DSTV - each room own decoder with 50 channels to view. Free wifi in all areas of the lodge.

But first , coffee
Enjoy a cup of complimentary coffee while you sit in our coffee area behind reception. Guests can sit here and have a chat over coffee or they can bring their laptops and make use of our complimentary Wi-Fi while getting some work done.

Rest & Relax
The communal lounge area for guests where they can unwind & relax together after a long day of work or leisure activities. Open same hours as reception.


044 873 4155
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We have a number of G R E A T Venues set up for "Buzz over Coffee for the next 3 weeks.... ! Don't miss out on this great opportunity to FREE Marketing of your company and product.

friendsofgeorge brings you A C T I V E Networking - That means everybody gets a chance to introduce themselves, their Company and Product.

Thursday 15 November 2018 at 10h00
Venue: 86 Davidson Road, George

Thursday 22 November 2018 at 10h00
Venue: LINDA'S B&B 17 Stander St, Bergsig George

Thursday 29 November 2018 at 10h00
Host: McDonald's
Venue: Cortenay St - George

It's FREE...!

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From left are Theo Raubenheimer, Ben Raubenheimer, Jeanette Raubenheimer and Renè Koen.

GEORGE NEWS - In 1995, Ben and Jeanette Raubenheimer founded Label Leaders in George with a single three-colour press and three staff members in a 110m² factory. They could never have dreamt that 23 years later they would employ 38 people and have a 2 000m² state-of-the-art factory.

There is now a studio where they produce their own plates, four pre-press machines, five printing presses, three finishing machines and four high-speed rewinders.

Their newest edition of finishing machines can do print jobs with exceptional precision and is the only of its kind in Africa.

Label Leaders is a thriving label printing operation that's one of few, if not the only, narrow-web flexographic printers between Cape Town and Port Elizabeth!

Ben and Jeanette Raubenheimer have decided to retire and since last year the day-to-day operational management has been in the capable hands of Theo Raubenheimer and René Koen, son and daughter of the founding members - both now directors and shareholders.

Label Leaders operates its own in-house DTP department. They pride themselves that they have gained the marketing knowledge to advise clients on designing the most effective label to sell their product. It is never "just a label".

Over the years Label Leaders has constantly invested in technology, acquiring the latest presses to stay ahead of the ever-changing need of their clients.

Label Leaders will continue their vision as a family business that will lead in technology, but service and quality will never be compromised. They live their motto: "Let's grow together!"


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Visit George


The city of George is nestled in the heart of the Garden Route.

George is the sixth oldest city in South Africa and has a growing population of approximately 190 000. Centrally situated, this one-of-a-kind city lies halfway between Cape Town and Port Elizabeth and is a mere stone’s throw away from endless stretches of beautiful and pristine beaches.

Beautiful city
Known for its breathtaking scenery – from the foothills of the majestic Outeniqua Mountains to the indigenous Fynbos forests and sweeping coastline of the Indian Ocean – George is often referred to as one of South Africa’s most beautiful cities. As a preferred holiday destination all year round, George offers a tantalising blend of old world charm, natural beauty and local treasures.

It is believed that this beautiful part of the world was first explored in 1688 in the hope of finding fresh water and food. The city was eventually named after King George III, England’s reigning monarch at the time, and was declared a drostdy by the Earl of Caledon in 1811.

So much to do
George has something for everybody and visitors are always welcomed with open arms by the city’s friendly residents.

A visit to the city would simply not be complete without exploring the treasures of the Montagu and Outeniqua Passes and historical landmarks such as the Pacaltsdorp Stone Church – the oldest church in George - and the ancient slave tree in York Street. Other must-see attractions include the Railway Museum, the ever-popular Hop Route, the Museum – a collection of local gems – and the beautiful greenery of the Garden Route Botanical Garden at the top of Caledon Street.

The Garden Route has a mediterrranean climate with mild to chilly winters and moderately hot summers. During the warmer months - November to March - the cool water of the Indian Ocean is the perfect ending to a long, hot day.

Temperatures generally start cooling down from April. Because of it's mild climate, George is the ideal setting for outdoor adventure. Thrill-seekers can enjoy adrenaline-pumping activities such as hiking, abseiling, canoeing, surfing and hang-gliding throughout the year.

Golfing is a huge attraction in George and annually over 150 000 rounds are played on our beautifully maintained fairways and greens. And with world-class golf courses such as the George Golf Club, Oubaai, Fancourt and Kingswood all within minutes of the city centre, it is not difficult to see why George is the golfing hub of the Garden Route and often referred to as ‘Golfer's Paradise’. George truly offers a golfing experience that is comparable with the very best in the world.

The city of George boasts a sophisticated infrastructure with a host of banks, conference facilites and modern, convenient shopping destinations – including leading chain stores. Top restaurants and coffee shops in and around George will ensure a dining experience like no other while visitors can relax and unwind after a long day’s exploring at one of our many local guest houses, bed & breakfasts or convenient self-catering resorts. The recently upgraded George Airport ensures that George is the ideal platform from which to explore the entire Garden Route.

George is truly the city for all reasons!


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- GLOBAL NEWSCabello, 21, urged her fans in the United States to vote in the 2018 midterm elections as she walked the red carpet in the northern Spanish city of Bilbao.

Camila Cabello comes out top at MTV Europe Music Awards

Camila Cabello

ENTERTAINMENT NEWS - Cuban-American singer Camila Cabello was the top winner at the MTV Europe Music Awards on Sunday night, with Best Song, Best Artist, Best Videoand Best US Act in a show that featured a stellar performance from Janet Jackson.

Cabello, 21, who already led the pack at the MTV Video Music Awards in August, urged her fans in the United States to vote in the 2018 midterm elections as she walked the red carpet in the northern Spanish city of Bilbao.

The singer, who rose to fame as a member of the girl group Fifth Harmony, formed on the US edition of the X-Factor, said she relished being seen as a role model.

“I feel like the message for me has always been just like do what makes you happy, even if it’s scary, it’s worth it to take the risk because your happiness is your responsibility,” Cabello said.


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Eden skiet in kol aan Weskus


Junior voue is van links Zelda Delport, Janine Nigrini, Anita Butler, Junita van Zyl en Ashley Butler.

SUID-KAAP NUUS - Jacques du Plooy (manswenner), Junita van Zyl (vroue - derde) en Leras van Zyl (junior - derde) is drie Eden-skietkampioene wat tydens die afgelope Wes-Kaapse inter-distrikte-skietkampioenskappe presteer het.

Die kampioenskappe tussen Eden, Kaapstad, Westelike Provinsie en Wynland is die naweek van 19-21 Oktober aan die Weskus afgehandel.

161 skuts het aan die kampioenskappe deelgeneem.

Die kompetisie wat strek oor drie bene tussen die mans-, vroue- en junior spanne van die onderskeie distrikte is deur die loop van 2018 te George, Montagu en laastens Yzerfontein beslis tussen die onderskeie spanne.

Edenjaggeweerskiet in samerwerking met die Eden-sportraad se volgehoue ondersteuning in junior en vroue-ontwikkeling van dié skietsport is weer in 2018 beloon deurdat Eden se vroue- en junior span die reeks as oorwinnaars afgesluit het, met Eden mans in die tweede plek.

Die reeks skep die geleentheid vir kompeterende skuts om amptelike erkenning te kry en word die skut se harde werk en tyd wat ingesit is deur die jaar met provinsiale kleure beloon. Daar is tans sewe van Edenjaggeweerskiet se lede in die nasionale top 50-ranglys, wat insluit een vrou en twee juniors.

Manswenners is van links Freek Zeelie, Niaan Fourie, Christo Delport, Jacques du Plooy en Fanie van Staden.


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The convicted racist is back in court, seeking to have her conviction and sentence overturned.

Vicki Momberg to appeal her sentence

NATIONAL NEWS - The person who hold the dubious honour of being the first in South Africa to be jailed for her use of the k-word – Vicki Momberg – will be appealing both her sentence and conviction at the Randburg Magistrate’s court on Monday.

Momberg was released on R2,000 bail in August, four months into her effective two year sentence for crimen injuria.

It was second time lucky for Momberg in July after she was granted leave to appeal her prison sentence, following the denial of the same request in April.

The former estate was found guilty of four counts of crimen injuria in November 2017 after a racist tirade which saw her use ‘the k-word’ 47 times when speaking to a police officer who was attempting to help her after she was the victim of a smash-and-grab incident.

Crimen injuria is defined as a wilful injury to someone’s dignity, caused by the use of obscene or racially offensive language or gestures.

Senior public prosecutor Yusuf Baba confirmed that Momberg’s lawyer would meet him to finalise the details of the appeal and said an application for bail, pending the appeal would also be discussed.

Momberg was sentenced in March to three years imprisonment with one year suspended for racially abusing the officer.

“Respect for one another is sacracent, we are all human beings,” said Magistrate Pravina Raghoonandan while handing over her sentence at the time.

“This case has become public interest and while some may think the sentence is harsh … It must send out a clear message for people who use the K-word.”

She said she viewed Momberg’s actions as intentional as the police officer was merely doing his job when she verbally abused him.

At the time of the dismissal of Momberg’s first leave of appeal in April, the state argued that the application for leave to appeal by her defence was “defective” and should be dismissed because it is vague.

State prosecutor Yusuf Baba read evidence that was provided during the trial to the court which he said were not grounds for the defence to apply for leave to appeal the sentence and conviction.


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- GEORGE NEWSGarden Route District JOC fire update @ 08:30.
Monday, 05 November 2018, 08:50

Monday morning fires update

This photo was taken in George by Dominik Dimatellis.

GARDEN ROUTE NEWS - The evening was cool with low speed winds from east but turned to the NE during the early hours of the morning. These conditions reduced the running lines on the northern fireline and reduced the heat intensity of flare ups along these lines.

They did, however, raise fire lines on the southern fireline.

Firelines were active in the de Vlugt area and in the SW of the fire. Flare ups were contained through the evening and early hours of the morning. Flare ups are at the moment minimal and are addressed in short periods of time.

Many lines have effectively been contained but the long distances and accessibility of lines do make mopping up slow and difficult in places.

The weather for today is predicted to be 11°C on average for the day and the wind will remain at about 12km/h predominantly from the south, 6mm of rain is expected across all divisions, however this may be less on the northern side of the mountains.

These conditions are conducive to mopping up activities and increased ground crew resources, if effectively managed, can result in the current 30% containment areas to increase to 80 % containment by the end of the next four operational periods.

It is planned to replace some of the exhausted Incident Management Teams (IMT) members with rested fresh staff. The cool rainy conditions do allow a good rest opportunity for the regional staff allowing them to resume positions in the period which shows hotter weather later in the week. Briefing meetings have improved in efficiency and line staff are attending, allowing for improved quality of assignment tasking and better communications throughout the operational period.

Injuries: None

The southern line on Jonkersberg fire and Groeneweide Farm have not joined yet. Active lines moved south during the evening were anchored on old plantation roads and suppressed where possible. No threats at this point. Plantation lines on the urban interface have been well contained with good scratch lines and effective mopping up. Northern area at Highlands lodge has been contained and are currently mopping up.

Lines are mostly being mopped up and containment actions are progressing. Activities are still focussed on the Goudveld hot lines.