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Saturday, February 23 2019 @ 01:27 am UTC

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Remember, if a fire breaks out, it will cost so much more if you are underinsured.

PROPERTY NEWS - Countless household goods contain flammable chemicals, while those containing non-flammable chemicals can come in combustible packaging. There are several examples of common chemical-laden products you’ll find in your home. Each carry the risk of fire if not properly handled or stored, and we often forget how dangerous some of these items can be.

We’ve outlined some potentially flammable situations to be aware of, to keep your safety and your insurance in check.

First things first: get certified
Remember that any gas installations on your property must have a compliance certificate, proving alignment with the applicable South African National Standard (SANS) codes and that the installation was done by a registered, competent person.

Spray it safely
Non-stick cooking spray is a common staple in many kitchens. Turn yours over to see the warning label reading: ‘extremely flammable aerosol, do not spray near open flame’ or similar. This should be warning enough. It may seem logical not to spray onto an open flame, but accidents do happen. While some products might not reveal the type of propellent present, it is often the highly flammable DME (dimethyl ether). If you consider how often you spray a pan when your gas stove is already lit, the risk is obvious. On the upside, fires caused by negligent cooking methods can very easily be avoided.

Ever use spray-on deodorant? This product comes with even more warnings on the packaging. Look out for descriptors such as: ‘extremely flammable aerosol’, ‘pressurised container’ or ‘may burst if heated’.

You will also be advised to ‘keep away from heat, hot surfaces, sparks, open flames and other ignition sources’ and will be cautioned not to smoke near the product or spray it on an open flame. Flammable ingredients in deodorant can include alcohol, propane, butane and isobutane, so it’s wise to make sure you store and use yours safely.

Therein lies the rub
Furniture polish is another common product found at home. This too requires caution when it comes to where you keep it. Note warnings on these products stating: ‘flammable’ or ‘pressurised container’. You might find that there is no specific propellant mentioned, but take care to store your polish responsibly to avoid a fire that could destroy your furniture altogether.

Stocked up for summer
The garage shelf often houses some of the products needed for outside maintenance. Chemicals for swimming pools are another common safety hazard. These may serve as oxidisers when in contact with other hydro-carbons or tins of paint you might be storing.

Keep in mind that paint cleaning materials such as thinners as well as paraffin and gas cylinders pose large fire risks as well. Many of us store spare gas supply or keep petrol for lawnmowers or power generators in the garage, along with wood.

All of these are risky – even more so if you also store chemicals, such as those for your pool, close by. If your pool products are housed under a thatched roof structure, risks are heightened even further, as thatch is highly flammable. Make sure that any thatched structures are specified to your insurer.

Sparks may fly
As we head into the thick of summer, warmer weather unfortunately brings with it more mosquitos and flies. For many, bug repellent spray is a summer-survival staple. More descriptive warning labels around the flammable, pressurised contents may come standard with this type of product. However, flammable ingredients are not usually revealed on insect sprays, despite the dangers.

Removing insects is often frustrating, but due to the nature of repellents it’s best to be cautious when doing so.

Keep it all in mind
All of this highlights the scary reality of how easily an accident can happen, as these are products many of us use on any given day. It is in your best interest to stay safe at home and to keep your insurance policy up to date. Remember, if a fire breaks out, it will cost so much more if you are underinsured.

What if you have to rebuild your home and replace all of your contents? Don’t let an unnecessary fire burn your budget or spoil your summer plans – chat to your adviser and ‘fireproof’ your insurance cover.


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KPMG apologises over scandals, PIC inquiry to look into Steinhoff BEE deal, ex-Necsa board to challenge removal. Eskom still a concern, rand update.

KMPG is looking to start 2019 on a clean slate. Photo: Moneyweb

1. KPMG apologises for scandals
KPMG is looking to start 2019 on a new note. The auditor is apologising for its misdeeds and scandals it was involved in and is asking for a second chance to reestablish its brand. A number of companies have dropped KPMG as its auditor after reports and probes revealed that the firm did work with the infamous Gupta family and after a probe found that it released a misleading report on the South African Revenue Service. The firm’s chairman is seeking to win South Africa’s trust back.

2. PIC inquiry to look into Steinhoff BEE deal
The inquiry into the Public Investment Corporation is going beyond the fund manager and will be investigating a BEE deal which concerns fallen retailer, Steinhoff. The inquiry is seeking to look into the PIC’s R9 billion loan to Lancaster 101. The Business Day is reporting that this is one of nine investigations that the inquiry is looking into.

3. Ex-Necsa board to challenge removal in courts
Members of the axed Necsa board are not taking their removal by energy minister, Jeff Radebe lightly. According to the Business Report, the members of the ex-board are planning to take the matter to the High Court in hopes of the minister reversing his decision. Last week, Radebe removed the board over concerns regarding governing issues.

4. Load shedding on pause – for now
The case of Eskom remains a concern to South Africa, but in the latest, the parastatal announced a temporary cancellation of load shedding after two of its generating systems came online. The temporary cancellation holds no long-term promise as Eskom is still fighting to maintain its stockpiles and to find ways to fund its debt.

Public enterprises minister, Pravin Gordhan expects to halt load shedding completely, ahead of the festive season.

5. Rand update
The holiday period is upon us, and it’s time for giving, receiving and rejoicing. There is hope that the rand also joins into the festive spirit by lifting gains, but for now, it’s not quite there. At 7:58, the rand was at R14.19 to the dollar.


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- IN GENERAL Why Eskom can’t keep the lights

NATIONAL NEWS - Delays in procurement processes to get new coal contracts are behind the latest bout of nationwide load shedding by state power producer Eskom.

The utility’s spokeperson, Khulu Phasiwe, said several power stations were suffering supply shortages as a result of the cancellation of Eskom’s controversial contract with the Gupta-Zuma owned entity Tegeta.

Yesterday, the utility announced stage 1 load shedding as of midday to preserve emergency resources.

“Customers are advised to keep checking their load shedding schedules on the Eskom and their municipal website, and to plan on the assumption that load shedding will take place. We continue to appeal to residents and businesses to use electricity sparingly during this period.

“Please switch off geysers as well as all non-essential lighting and electricity appliances to assist in reducing demand.”

The announcement came after an energy analyst predicted the event, warning that Eskom’s stockpiles had declined significantly and the utility was headed towards a supply crisis.

This was despite the fact that the under-construction Medupi Power Station was sitting with a surplus stockpile, which is currently being used to supplement other stations, according to Phasiwe.

“We don’t have a coal problem at Medupi; the problem is at the other stations that were previously supplied by Tegeta.

“There are plans in place to sign 14 new coal contracts and, to date, we have signed 27 contracts in total.

“Hopefully all of these things will be alleviated by then and we are looking at stockpile levels improving by the end of March next year,” Phasiwe said.

Meanwhile, the National Energy Regulator of SA (Nersa) was receiving public submissions after the cash-strapped utility applied for a 15% tariff increase in October, which would last for the next three years.

The utility also applied for retroactive shortfall funding via a regulatory clearing account (RCA) application of R21.6 billion for the fifth year (2017/18) of the MYPD 3 period.

The Nersa MYPD (multi-year price determination) methodology requires Eskom, after financial year end, to submit its RCA application to Nersa, based on efficient and prudent costs reflected.


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GROOT-BRAKRIVIER NUUS - Die sogenaamde meesterbrein agter die dubbele moord van ‘n egpaar op Groot-Brakrivier wat landuit gevlug het, is in hegtenis geneem.

Polisiewoordvoerder kaptein Malcolm Pojie het bevestig dat die verdagte, Lebohang Lekoro gister in Bloemfontein gearresteer is.

Lekoro het na Lesotho gevlug kort na die grusame moord op die 72 jarige Tewie en 62 jarige Eurika Human by hulle huis op Groot-Brakrvier in Julie 2016.

Tewie is met ‘n panga doodgeslaan en Eurika is met ‘n mes gesteek.

Lekoro het vir die Humans gewerk.

‘n Ander verdagte, ‘n vriend van Lekoro, die 27 jarige Thamsanqa Sishuba is in September verlede jaar twee lewenslange vonnisse opgele vir sy aandeel in die moord.

Lekoro sal Maandag in die Mosselbaai Landdroshof verskyn op twee aanklagte van moord.


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The convicted racist is back in court, seeking to have her conviction and sentence overturned.

Vicki Momberg to appeal her sentence

NATIONAL NEWS - The person who hold the dubious honour of being the first in South Africa to be jailed for her use of the k-word – Vicki Momberg – will be appealing both her sentence and conviction at the Randburg Magistrate’s court on Monday.

Momberg was released on R2,000 bail in August, four months into her effective two year sentence for crimen injuria.

It was second time lucky for Momberg in July after she was granted leave to appeal her prison sentence, following the denial of the same request in April.

The former estate was found guilty of four counts of crimen injuria in November 2017 after a racist tirade which saw her use ‘the k-word’ 47 times when speaking to a police officer who was attempting to help her after she was the victim of a smash-and-grab incident.

Crimen injuria is defined as a wilful injury to someone’s dignity, caused by the use of obscene or racially offensive language or gestures.

Senior public prosecutor Yusuf Baba confirmed that Momberg’s lawyer would meet him to finalise the details of the appeal and said an application for bail, pending the appeal would also be discussed.

Momberg was sentenced in March to three years imprisonment with one year suspended for racially abusing the officer.

“Respect for one another is sacracent, we are all human beings,” said Magistrate Pravina Raghoonandan while handing over her sentence at the time.

“This case has become public interest and while some may think the sentence is harsh … It must send out a clear message for people who use the K-word.”

She said she viewed Momberg’s actions as intentional as the police officer was merely doing his job when she verbally abused him.

At the time of the dismissal of Momberg’s first leave of appeal in April, the state argued that the application for leave to appeal by her defence was “defective” and should be dismissed because it is vague.

State prosecutor Yusuf Baba read evidence that was provided during the trial to the court which he said were not grounds for the defence to apply for leave to appeal the sentence and conviction.


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What to do if you have an accident

- IN GENERALHere's a simple checklist from Suzuki to get you through any bumper-bashing or more serious problem on the road. It is relevant to any car accident, no matter how insignificant it may seem at the time.

Before getting out of your car, check to see if your passengers are uninjured and reassure them.

Check your surroundings - you may be in the middle lane of the freeway and do not want to leap blindly into the traffic.

Before leaving the vehicle, switch on your hazard lights. If you have a cone or triangle, place them on the road so people avoid your car.

Call a loved one or friend and advise them what has happened and where you are. Reassure them that you are uninjured and say you will call back in 10 minutes should you need further assistance.

Call your insurance company so you can report the accident and be sure that you use the right towing company.

Switch the phone to video and if it is safe, get out of the vehicle. Record or take still images of the scene, ensuring you include the number plates of any other vehicle involved.

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What should your heart rate be and why?

- IN GENERALLIFESTYLE NEWS - Humans have been aware of their heart rate for thousands of years. But knowing the meaning behind the beats isn’t so simple.

Myriad factors affect our heart rate, including our age, medical conditions, medications, diet, and fitness level. Today, we’re even more aware of our heart rate, thanks to devices such as smartwatches that can measure every beat during rest and exercise. So, what is normal?

How should we measure our heart rate?
Surprisingly, there are over twelve places you can feel your pulse. But there are two that are the easiest and most reliable – the radial artery, which runs along the inside of the forearm from the base of the thumb; and the carotid artery, which runs up the front of the neck two fingers to the side of the Adam’s apple.

The best way to measure heart rate is to sit down for a few minutes and relax, then use two fingers (not your thumb, as its own pulse can confuse your measurement) to gently compress the artery and count the beats over 15 seconds. Multiplying this by four will give your heart rate in beats per minute.

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A reply to: 'What just happened in Hermanus?'


In my mind, what is happening in Hermanus is a microcosm of what is happening all over South Africa at present. The government continually punts the rhetoric that the people must get back their stolen land so that they can farm it and get rich, and restore their dignity. Possession of farming land is the key for the economic empowerment of black South Africans they so boldly claim.

What is happening in the country is however the exact opposite of this ideal. Blacks are abandoning rural farming land in their millions in the previous homelands, and migrating into urban and city environments, where they believe true economic potential can be achieved.

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Danie Acker.

GEORGE SAKENUUS - Die Grondwetlike Hof het verlede week uitspraak gelewer in die hofsaak tussen die SA Jagters- en Wildbewaringsvereniging (”die SAJWV”) en die Minister van Veiligheid en Sekuriteit (“die Minister”) wat gehandel het oor vuurwapenlisensies. Die Minister se appèl is gehandhaaf en die oorspronklike Hooggeregshof uitspraak is omgekeer.

Die gevolg van die uitspraak is dat vuurwapens waarvan die lisensies reeds verval het, en waarvoor nie betyds aansoek gedoen is vir hernuwing nie, onwettig is en dat die eienaar krimineel vervolg kan word. Sodanige wapen kan nie weer geldig gelisensieër word nie en moet by die Minister ingehandig word.

Volgens regulasies in die Wet het die Minister die reg om te besluit of kompensasie toegestaan word en is die huidige kompensasie R500 vir ‘n handwapen en R1000 vir ‘n geweer. Dit is te betwyfel of die Minister bereid sal wees om te betaal en of so ‘n eis sal slaag.

Dit bly egter ‘n ope vraag of die ou groen lisensies kon verval. Die Minister is van mening dat dit het, maar daar is geen statutêre bepaling wat hulle standpunt steun nie. As ‘n persoon ‘n groen en nuwe lisensie gehad het, het hy twee geldige lisensies gehad. As die nuwe lisensie verval het, is ons van mening dat so eienaar ‘n geldige verweer teen ‘n kriminele klag sal hê.

In terme van voorlopige inligting oorweeg die Minister amnestie teen vervolging vir ‘n paar maande. Amnestie moet deur die Parlement goedgekeur word, maar die aansoek is blykbaar nog nie daar ingedien nie. Indien amnestie wel goedgekeur word, sal onwettige wapens ingehandig kan word en sal die eienaar nie vervolg word nie. Die wapen sal getoets word en indien die wapen met misdaad verbind word, sal vervolging vir die betrokke misdaad ingestel kan word, maar nie vir die onwettige besit van die wapen nie.

Dit is tans onseker of ‘n eienaar in besit van ‘n onwettige vuurwapen aansoek sal kan doen vir ‘n nuwe lisensie vir die wapen wat ingehandig is onder die amnestie. Dit is te betwyfel of die Minister bereid sal wees om dit toe te laat en maak die Wet of die Hof se uitspraak nie daarvoor voorsiening nie.

Die gevolg van die Hof se uitspraak is dus dat enige vuurwapen waarvan die lisensie verval het, by die polisie ingehandig moet word. Waar hulle dit gaan bewaar en hoe die polisie die volume gaan hanteer is onseker, maar sal die wapen uiteindelik vernietig word.

Belange organisasies soos SAJWV is tans in gesprek met die Minister oor die pad vorentoe en om sinvolle oplossings te probeer kry vir die onsekerheid wat die Hof se uitspraak nou veroorsaak het. Dit wil voorkom asof die Minister bereid is om deel te neem aan gesprekke en om oplossings te vind. Sekere politieke partye neem ook deel en die VF+ het aangedui dat hulle deur ‘n mosie van privaat lede gaan voorstel om die Wet te wysig en sodoende die probleem aan te spreek.

Die Minister het sy sin gekry. Of hulle die vermoë het om uit te voer waarvoor hulle gevra het, sal gesien moet word. Wat belangrik is, is egter dat eienaars betyds (90 dae voor die vervaldatum) moet aansoek doen vir die hernuwing van hulle vuurwapenlisensies.

Artikel deur Danie Acker. Vir enige verdere inligting of navrae, kontak gerus Ferdi Scheepers by 083 772 2777 of per e-pos by office@rgprok.co.za. Volg ons op Facebook en lees meer op ons webwerf.
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God is en bly vir altyd Groot!!!

- IN GENERALDeur: Karlien Husselman Singer

Ek gee vir jul hierdie stuk wat ek vanoggend geskryf het... ek deel dit uit my hart se diepste kamers!!
God is en bly vir altyd Groot!!!

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